Amen to that!
I've had my FJ for just about a month, haven't even made my first payment, and I already have TWO chips in the windshield! I don't drive in any areas particularly prone to stone, pebbles, etc., and in fact my previous car (Mercury Mountaineer) only had about 2 chips over the 7 years I used it driving the same roads.
Boo to the Toyota auto glass supplier!