[Lawnarjax]

I took the dealer financing to help get a better deal on the truck and now I am going to Refi with my credit union. I was surprised to get a call today from the bank wanting to know more about the truck because the loan is about 35k and they put the value at 30k. They told me that they use the NADA value via information from the VIN. My question is this:

Does the XSP package(Tires/wheels, leather, step boards, flares etc), which is listed a 5k+ option on this truck show in the VIN info? If not will they consider that to recalculate the value?

The loan officer is having me fax in this information so that they can look at it. It sounds like the they might work with me, but you never know.

Anyone have any experience with this?