Keep it see how it see how it plays out over time, when you deploy you won’t need the Big T and when you get back then see were you are at that time.
I have been so upside down on Trucks like 16K.
All in all I drove my old taco after a hand full of trucks. Pay off all upside down of 16K.
Got the Bit T due to I was not upside down, but right side up.
Good luck