Will these mods increase insurance cost???

[MaukaRunner]

I need to take my Tundra to a body shop so that I can get full coverage on it. Will a K&N intake and a Borla muffler increase insurance cost? The rest of the truck is stock. When I called in the insurance company I forgot that I had these things on and told them it was stock. Anyone have a stock 02 airbox and tube I can borrow, rent or sell cheap????

[Maui-Thunda]

MaukaRunner,
This is a quote from my agent, "no increase in premium anticipated, however, the extras you put in will
most likely not be included in the settlement amount in the event of a
claim. regarding audio equipment, if it is stolen, you may run into a
problem because it is not factory installed."

Which means, you are on your own if aftermarket parts if installed. The rates shouldn't go up if these parts are installed.
Hope this helps.
Aloha's brudda

[MaukaRunner]

Thanks, that's good to know.