I live in New Jersey and was checking out the extended warranty prices being offered from the local dealers in my area, Galaxy Toyota and Freehold Toyota. I realized I was being taken for with their list prices after doing a web search to find out if there were any other options to get a warranty that was less expensive. I realize that the markups these days can be pretty severe.
Basically, I have realized that by buying online from the online warranty site I saved money due to the discount I was receiving off the list price. My words of advice here are Don't by from the dealer, but rather buy online and you will be sure to save. I have to say I was kind of skeptical about buying my warranty online at first, but the site was user friendly and pretty straight forward. (I'm a bit old fashioned so this was a new experience for me), maybe there are others that feel the same way.
The site I found the good deal for my extended warranty is
http://warranty.actontoyota.com I hope my experience can benefit someone. All the Best.