Financing Department Pitches

[Sirfoil]

I got offered some repaint plan where they repaint your truck every 4 years for $400 I think. not sure, I said No, No, No, No, and, No....

[hinkleid]

Originally Posted by Stripped Honda

i would have told him to go jump in the pool

This last guy was not too bad or pushy. I just told him not today for everything.

I learned NOT to get the extended warranty if you plan in trading in 2-3 years, never use and get around 40% back. ONLY buy this if you plan on keeping your truck the length of contract or putting on that many miles. If you trade like me you lose.

I did have a Honda guy once (bought an 05 Accord), harp on the extended warranty, then after being told no brought it up about 3 different times. I was not so nice to him and finally said "Dude can you shut up and give me my keys so I can go!".

I wrote a check, so why was I dealing with a F&I guy anyway!!!!

[AZNTundra]

Originally Posted by Milhaus

I'm sorry, but if you have gone through 5 cars in 2 years, you are a car dealers DREAM! Especially if you are trading those cars in. If you buy a new Tundra off the lot and go to sell it a year later to a private party, you will NOT lose $8,000! If you do, you DON'T know car values!

i have kept on trading them because of the exorbant amount of negative equity i have needed to finance... i kept on leasing cars and going over mileage... they 07 tundy was my way out... you try selling your car private party... see how many months/years it will take... such a hassle... and the price drop is for those that need to sell now... not in 6 months from now... but hey maybe this is just my california thinking... by the way tell that to the guys at the dodge dealership... leftover 2006 2500s are selling for 16000 bucks(and theres alot of them here)... theres gotta be a guy that bought it and cant get rid of it because of the price...

gas prices are also a major factor here in california and you smart people know everything happens in california first... you will lose that much money because noone is going to want a gas guzzling truck anymore...

you think so simply... admit it... there are many more factors than you realize....

and yes i am a car dealers dream... i know it... but you know what i get what i want in a car... they really dont make much off of me... i traded my 06 tundra 2wd for 22k... (7 grand upside down) ... you think they will sell it for much more than that? they put a sticker on it that said 30k but man i tell you theres no way that thing will sell more than 24k around here... so the dealer made 2k off of me... big whoop... they gotta eat too...

losing 8 grand on a new car isnt as far fetched as one may think... especially when you deal with bmws, infinitis, benzs... gas guzzling trucks.. o welll that is all

[AZNTundra]

Originally Posted by Sirfoil

I have gone thru 4 cars in the last 8 months. And yes it dose matter what they list for cause you can count on getting 1k to 3k off that price. Which would put me at what I paid for my tundra. ($30,800 SR5 4X4 DC 4.7 TRD Highest option package, No sales tax in OR) If you don't sell to private party you absorb the 2k+ loss...

i meant the used cars listed at the dealer...

[lemon.lib]

just got the lo jack..cause i had a car stolen once by bunch of neighborhood kids for a joyride..they got my car in hours...2.5 hours..other than that..told him to shuv it up in his desk...cause i was not going to buy..


lemon

[Sirfoil]

Yes domestic cars lose equity like crazy that's why I would never buy one new. The Tundra was the 1st vehicle I bought new and It will be the one I loose the most $$ on when I get rid of it, because I bought new. But I need/like the truck so I got it.

I have sold 2 cars private party the first took 3 weeks and the second took 8 hours.

Looks like you have a lot of CA pride...

I don't agree with your "think so simply" comment. Some of us are just smart financially and some are not.

Look like we hijacked this thread.

.................................................. ..........................
Answer to GAP, Get it if you finance 80%+ of the cost, You don't have $5k on hand to cover the "gap", You don't plan on paying it off early.

Thats my opinion, I never get it cause I have $$ in investments to cover the "gap" if needed. and take the chance to save a few $$.

Originally Posted by AZNTundra

i have kept on trading them because of the exorbant amount of negative equity i have needed to finance... i kept on leasing cars and going over mileage... they 07 tundy was my way out... you try selling your car private party... see how many months/years it will take... such a hassle... and the price drop is for those that need to sell now... not in 6 months from now... but hey maybe this is just my california thinking... by the way tell that to the guys at the dodge dealership... leftover 2006 2500s are selling for 16000 bucks(and theres alot of them here)... theres gotta be a guy that bought it and cant get rid of it because of the price...

gas prices are also a major factor here in california and you smart people know everything happens in california first... you will lose that much money because noone is going to want a gas guzzling truck anymore...

you think so simply... admit it... there are many more factors than you realize....

and yes i am a car dealers dream... i know it... but you know what i get what i want in a car... they really dont make much off of me... i traded my 06 tundra 2wd for 22k... (7 grand upside down) ... you think they will sell it for much more than that? they put a sticker on it that said 30k but man i tell you theres no way that thing will sell more than 24k around here... so the dealer made 2k off of me... big whoop... they gotta eat too...

losing 8 grand on a new car isnt as far fetched as one may think... especially when you deal with bmws, infinitis, benzs... gas guzzling trucks.. o welll that is all