Toyota Tundra Forums banner

1 - 20 of 24 Posts

·
Registered
Joined
·
67 Posts
That, I can't answer.... I had a 2001 truck and got hit (30-40mph) crash on driver's side A pillar... they fixed running board, new door, new front fender, fixed hood and it ran about 5k... I sold truck as is afterwards and got an 05.. my repairs were 5k worth,

Perhaps someone who knows about the extended warranty can answer..
 

·
Registered
Joined
·
56 Posts
Whatever the cost to repair,when the truck is fixed,tell the insurance company paying to fix your truck,you want an allowance for what the truck is worth now that it has been in a wreck.From now on,anytime a Carfax is taken on this vehicle , it will come back with an accident on the record.In Illinois,and I think in most states,you are entitled to the difference between what your truck is worth before and after the wreck.Good luck,some insurance companys will fight you over this,but everyone I have given this information to has received a check for the difference.Check with a local lawyer, I was given a check for almost $4500 after a small fight with the other persons insurance.
 

·
Registered
Joined
·
82 Posts
Sorry to see that happened to you! That blows. Anyway, I say more than $8k in damage.

Back in 2000, my '97 Explorer was hit from behind. All it needed was the rear bumper & the 2 brackets that hold it onto the truck. $2000 & that was 7 years ago on a $28k truck.

You damage is extensive, involves the front end and at least 1 door, the entire hood and probably much undercarriage work.

I'd estimate if they do come in at $8k, it would be on the very low end. I say you're looking at over $10k. Do us a favor & let us know what the number comes back as.

I don't know about the previous poster's comments about the ins. co. paying for the difference in value, but if you can get that done, go for it! It's my understanding that they base value on wholesale, which is FAR below trade in or retail.

Good luck & let us know what happens.

Tom
 

·
Registered
Joined
·
37 Posts
Discussion Starter #8
Thanks for the info. Talked to insurance company from both side. The other insurance company allstate admit that it was their client's fault and willing to cover the cost. Then allstate said they don't have enough money so my insurance company will have to pay some first and bill them later.

They are offering a mid-size car as a rental replacement. We don't feel safe to drive smaller size car and they said we need to out of our own pocket for a upgrade.

Does this sound right?
 

·
Registered
Joined
·
82 Posts
No way! They should give you a $ allowance per day & you can shop all of the rental agencies for your best deal. Check out Enterprise and Thrifty. They are both usually very competitive.

In our accident, we got $55/day from the other ins co. We were able to get a pretty nice SUV - can't remember what it was, I think a Pathfinder.

You gotta fight for your rights. You didn't hit them - they hit you. You should be out nothing and not significantly inconvenienced for their problems.

Again, once you get the estimate back, please let us know what they come up with.
 

·
Registered
Joined
·
9 Posts
In Canada, this would be a $10G repair. I hope the frame isn't bent. They are a very safe vehicle to be in if you have a crash - thus my reason for getting one.

Good luck with the repairs.


Steve
Collision Analyst/Reconstructionist
 

·
Registered
Joined
·
3 Posts
Thanks for the info. Talked to insurance company from both side. The other insurance company allstate admit that it was their client's fault and willing to cover the cost. Then allstate said they don't have enough money so my insurance company will have to pay some first and bill them later.

They are offering a mid-size car as a rental replacement. We don't feel safe to drive smaller size car and they said we need to out of our own pocket for a upgrade.

Does this sound right?
Tell them that you will get the department of insurance involved and they will get you the SUV that you need.
 

·
Registered
Joined
·
31 Posts

It should be totaled. Wait till Nov. to get the 2008.
 

·
Registered
Joined
·
37 Posts
Discussion Starter #13
We get Camery as rental replacement. Allstate and my insurance company Unitrin both have initial estimation of around $9200 with used parts.

Allstate keeps saying they have no money and want my insurance company to take care of the body damage, and also said to us that we should be glad we have our own insurance.

Will keep updates and hope all can learn from our experience.

Thanks
 

·
Registered
Joined
·
31 Posts
Allstate keeps saying they have no money.
Hmmm, Allstate, the second largest ins. co. has no money. Well, I guess they have good lawyers to be able to say that(lawyers consume all their money:clown: ).
Good luck with your car.
 

·
Registered
Joined
·
37 Posts
Discussion Starter #15
Well. Now I got estimation from both insurance companies.

allStates - $9158.45
UnitrinDirect - $9296.26 (include $500 deductible?)

More photos are added.
Picasa Web Albums - peanutlen - Toyota Sequoi...

They did not list major engine damage, but there might be more to be found when the shop is doing the works. What annoying me is that they are all used parts, recycled parts or reconditioned parts. According to Toyota Manufacture, the extended warranty won't cover the parts, which are replaced due to auto accident. The warranty for replaced parts is up to insurance and the part supplier. It's average 60 days - 6 months. The price of the parts is based on car-part.com databsae.

This just doesn't sound right to me. Can anyone give some suggestions? What is the best way to get my sequoia fixed and covered for few more years?

thanks!
 

·
Registered
Joined
·
12 Posts
I'm not a fan of them but it sounds like a visit to a lawyer might be a worthwhile expense. Something sounds strange about the way Allstate is trying to do this.
 

·
Registered
Joined
·
82 Posts
I totally agree w/ FltTest. Something definitely sounds fishy. There's no reason no to use new parts - especially if it will void part of your warranty.

I would definitely consult an attorney. In addition, I'd have a discussion w/ your insurance agent, especially if you've been with them for a fairly long period of time & have no other claims. They may help you understand what's going on.

Also speak with multiple shops to get their professional opinions.

Lastly, DO NOT settle w/ them. Continue to say no it's not acceptable until they begin to give in. It may cost you some $ for extended rental car time, but I wouldn't accept what they're trying to push on you...these trucks are very expensive & yours needs to be made right. If you weren't at fault, the other insurance company should bend over backwards for you.

You gotta be aggressive & not accept anything, until you're fully satisfied...even then, if the truck isn't 100%, don't accept it from the repair shop. When you get it back, it should be 100% they way it was prior to the wreck.

I hate these f'in insurance companies - auto, home, health, life...it's all a racket. Allstate has plenty of money!

Sorry for the tirade!!!! :mad: This subject pisses me off to no end!

Tom
 

·
Registered
Joined
·
54 Posts
I've had a few fender benders in my day and each time, whether the other party was at fault or myself, my car was always repaired with new parts.

1. Have 2 reputable shops provide you with your own estimates.

2. Do not file a claim with your insurance company. The other party's insurer has already admitted fault.

3. Fax the estimates to the other party's insurer. Call one last time and tell them you won't settle unless it covers the cost of your estimates plus any unforeseen mechanical damage. Of course they won't settle.

4. Call your state's insurance commissioner's office and file a complaint. Provide your backup documentation.

5, If you call a lawyer, once it's over you'll realize the only thing worse than an insurance company is a lawyer. You'll wish you would have settled for their first offer after you see his bill. And the insurance company won't be intimidated, they get sued every day.

Good luck.
 

·
Registered
Joined
·
82 Posts
Hey VistaCA -

You got that right on the $$!! You're right about the only thing being worse. I like your approach better & use the lawyer as an absolute last resort.

Bottom line: don't settle till you're 100% satisfied.
 
1 - 20 of 24 Posts
Top