I get extended warranties for one reason. Resale........ I get top dollar selling my five-six year old Hondas and Toyotas with 80,000-85,000 miles and one year left on a bumper to bumper factory warranty.
got a third party from bank of america when i bought my tundy used with 99,000 miles on it. got another 3yr/36000 powertrain for 700 but they lowered the interest rate on the loan so it was pretty much a wash. didnt know how the previous owner treated it and its 4x4 so lots of pricey parts. Truck turned out to be a gem so probably wont use it but slept better after the deal. think its 100 dollar deductible.