I need some advice. I currently live in Gainesville, FL. I am from Pittsburgh, where there are lots of hills and snow and ice. I don't live on a farm or work in construction, but I am planning on getting a boat down the road. Do I need a 4x4 or will a 4x2 work just fine for me? I think I am hung up on the image that if I am going to buy a truck, it might as well be a 4x4 ( from my years in the 'Burgh ). Are there advantages to having a 4x4 as opposed to a 4x2? I know one obvious advantage of a 4x2 is the $avings. My brother n law, who is a Jay Leno type car enthusiast/mechanic, told me to get the 4x4 if I am buying a boat. The sales lady said that for the additional $3k, the monthly payment on a 4x4 would only be about $50. I am planning on buying the SR5 Crewmax 5.7 4x4 ( or 4x2 ). Any suggestions would be appreciated.