MSRP was like $35,000 I think. It was loaded. Rate was 7.24%. Also bought stuff on the back end. Extended warranty (it was a Ford), maintenance contract, gap, the goo (I know....). But I did just get a check for a $1000 for cancelling all of that stuff."$7,000 off MSRP. Since she didn't have the greatest credit we put the whole thing in my name (NEVER EVER EVER EVER EVER DO THIS!!!!) and were going to refinance when we got married and put her name on it too. We leave the dealership with a new car and $550/mo payments for 6 years."
I cannot even imagine what kind of rate you got. It would take some creative financing to get an explorer for $7000 off MSRP and have monthly payments that high for 6 years. Your payments equal $39600. Wow.